BOB Personal Loan Apply Online 2023: Money is a very important factor for our day to day activities. if you need instant money and are looking to get personal loan from any bank then you are at right place. today we are providing you a specific BOB Personal Loan Apply Online offer which is provided by the Bank of Baroda to their customers where you can get up to maximum 10 lakhs loan from your home. you need not to visit any branch and you will get your BOB Personal Loan amount in your bank account in only few minutes through online mode. so if you are also interested to know the BOB Personal Loan Apply Online eligibility criteria, Documentation, interest rates and processing fees and application procedure to BOB Personal Loan Apply Online 2023, then you can read this article to know all the information.
BOB Personal Loan Apply Online 2023
The Bank of Baroda – BOB is one of the centralised bank in India which is providing banking facilities including personal loans to their customers. All the banks were giving physical loans to their customers for a long time, but now after introducing online mediums, banks have also started giving online loans to their customers. Bank of Baroda has started a new concept of BOB Pre approved loan. This is a loan offer which is provided by the Bank of Baroda to their customers according to their eligibility and banking activities. you can get maximum 10 lakh however the minimum loan is available for Rs 50000 rupees also.
Features of Bank of Baroda digital personal loan
- You can get 50000 to 5 lakh through online mode from Bank of Baroda under BOB pre approved loan. However the digital personal loan of Bank of Baroda is providing maximum 10 lakh.
- Pre Approved loan is beneficial four those applicants who want to get instant loan without submitting the physical documents. however the digital lone is also online loan but it may take few hours to provide you the loan amount.
- The interest rates of Bank of Baroda for Digital personal loan is starting from 12.50% and the maximum interest rates are 17.75% according to the eligibility and the condition of the customer
- You can prepare the EMI according to your facility from 12 months to 60 months.
- The bank will charge 2% processing fees which will be between 1000 rupees to maximum 10000 rupees.
- If you are applying in Pre approved loan then you need not to submit any bank statement and other financial document, however if you are applying in digital personal loan in Bank of Baroda then you need to submit only soft copy of your documents through online mode.
BOB Personal Loan Apply Online Eligibility 2023
- The age of the applicant should be between 21 years old to 58 years. If you are owner of your personal business then you can get the loan up to 65 years of age
- The nationality should be Indian only
- Only existing customers can get maximum loan amount from the Bank of Baroda online loan feature, but if you apply for new bank account then you can also get personal loan for a short amount.
- You can also get your specific eligibility criteria according to the banks terms and condition by sending the SMS on this format : PAPL Last four digit of your debit card. Now Send this SMS to 8422009988 number.
Documents for BOB digital personal loan
You need to prepare the soft copy or the scan copy of the following documents in your mobile phone or desktop at the time of applying Bank of Baroda digital personal loan:
- Aadhar card
- pan card
- Salary proof
- bank statement
- address Proof
- Bank account details
If you are applying in pre approved personal loan then you will get OTP in your mobile number which is linked with Aadhar Card and the Bank of Baroda bank account. after that your all the information of documents will automatically upload on the website.
- Now you can see the terms and conditions and after that at the end you can see the proceed link click on the link.
- Now you have to enter the mobile number which is linked with Bank of Baroda you will get OTP message in this number and you have to submit the OTP
- once you submit the OTP message you will reach on the BOB Personal Loan Apply Online 2023 application form where you have to select the loan amount and the EMI
- Now enter the personal details and upload essential documents on the official website accordingly
After this you can review your BOB Personal Loan application 2023 and can submit it. company will verify your application and will allow the loan amount in your bank account after deduction of processing fees and other charges.
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