Punjab National Bank Personal Loan 2023: Get a personal loan of Rs 15 lakh in just minutes, apply online from here

 Punjab National Bank Personal Loan 2023:Hello friends, today through this article we are giving you  information about Punjab National Bank Personal Loan,  pnb personal loan 2023,  pnb loan online apply, pnb personal loan eligibility, Personal Loans Scheme, Personal Loans Scheme, Personal Loans Scheme. Will give.  Punjab National Bank is both a finance company and a national bank in India. This bank provides services in the areas of personal, social, agricultural, international and corporate banking. Apart from this, thisis also known for giving personal loans . Punjab National Bank offers personal loans with a wide range of features to meet the needs of individuals.

Punjab National Bank can cater to your every financial need, be it home renovation, family vacation, or your children’s education.gives personal loans up to Rs 15 lakhPersonal loan interest rates from this bank start from only 8.45% per annum with a processing fee of up to 1% of the loan amount. If you take a loan from this bank, you can repay it in a maximum of 84 months.

Punjab National Bank Personal Loan 2023

Punjab National Bank is providing the facility of Pradhan Mantri Mudra Yojana to the customers.The loan has been organized under Punjab National Bank Personal Loan 2022. Any person who is 18 years of age or above and wants to set up his own trade or business is eligible for this loan.

Through this scheme, you can get an amount of up to Rs 50,000 or more in 59 minutes, for which you do not need to submit any kind of documents in the bank, rather you can avail this PNB E Mudra Loan sitting at home without any documents. You can get it, but these terms and conditions are not for every loan and it depends on the type of your loan. You can make your dreams come true through this Online PNB Mudra loan application form .

Features of Personal Loan for Pensioners

  • Motivation:  Punjab National Bank Personal Loan 2022 aimsto provide financial assistance to people taking pension from  PNB Bank.
  • Eligibility: All pensioners making withdrawals from  PNB Bank
  • No collateral required: Personal loan is an unsecured loan. You do not need to pledge anything to avail a personal loan from PNB Bank.
  • Loan amount: The minimum amount in PNB Bank is ₹25000 and a person aged 70 years can avail a loan of 18 times his monthly pension or ₹10 lakh. The loan limit for individuals aged between 70 to 75 years is Rs 7.5 lakh and individuals above 75 years of age can avail a loan up to 12 times the monthly pension or Rs 5 lakh.
  • Loan Tenure: The loan tenure for people above 75 years of age is from 24 months to 5 years and the personal loan monthly deduction should not exceed 50% of the net monthly pension.
  • Prepayment Charges: No prepayment charges are charged for availing  Punjab National Bank Personal Loan 2022.

 Features of Punjab National Bank Personal Loan 2023

  •  You can take a personal loan up to Rs 15 lakh from PNB Bank.
  • Personal loan interest rates in this bank start from 8.45% per annum.
  •  The minimum EMI of PNB Bank is Rs 1581 per lakh.
  • General public, doctors and pensioners can take personal loan from PNB Bank.
  • Loans are available in this bank in the form of overdraft as well as term loan.

 Criteria and Eligibility for Punjab National Bank Personal Loan 2023

criteria Salaried self-employed
age Minimum-21 years, Maximum-58 years Rs 12,500 per month in urban centers Rs 10,000 per month in semi-urban and rural centers Minimum- 21 years, Maximum- 65 years. Minimum monthly income of an applicant should be Rs 20,000.
total years in profession 2 years 2 years
years in current residence 1 year THAT

 Types of Punjab National Bank Personal Loan

As I have told you earlier in my article that various types of personal loans can be obtained from  Punjab National Bank . So, now let us share with you the information related to the types of Punjab National Bank Personal Loan through our next post . Which is like this.

  • Personal Loan Scheme for General Public
  • Personal Loan Scheme for Pensioners
  • Personal Loan Scheme for Doctors

Personal Loan Scheme for General Public

The main objective of this loan is to provide loans to the general public for their personal problems under the Personal Loan Scheme. If you are also a common public and if you have to take a loan for your sister’s marriage or for the treatment of your family members or for any kind of personal problems, then you can easily get the loan under Personal Loan Scheme For Public. Can get from. Under the Personal Loan Scheme for Public, you can get a loan up to a maximum of Rs 10 lakh. Apart from this, if Aati Civil is better than this, then you can get an even higher loan. Overall, under this scheme you can get a loan 15 times more than your salary.

Personal Loan Scheme for Pensioners

If you are also a pensioner and if you also need a personal loan for your personal problems, then you can apply under Personal Loan Scheme For Pensioners in  Punjab National Bank . The main goal of this loan scheme is to provide financial assistance to all pensioners. However, pensioners will need to repay their personal loan within the age of 75 years. Also, under this loan scheme, any pensioner can take a personal loan up to a maximum of ₹ 25000 under this scheme of Punjab National Bank .

Personal Loan Scheme for Doctors

If you are a doctor by profession and if you need a personal loan for personal information, then you can apply for a loan under this Personal Loan Scheme For Doctor’s of Punjab National Bank. You can consider getting a maximum loan of up to ₹ 1500000 under this scheme.

 Punjab National Bank Personal Loan 2023 Required Documents

  • For Salaried For Self Employed
  • Loan application form with passport size photo Loan application form with passport size photo
  • Identity proof with Unique Identification Number in case of Military/Paramilitary personnel
  • Identity proof with unique identification number in case
  • Educational Qualification Certificate Educational Qualification Certificate
  • age proof age proof
  • Proof of official address and residential address Proof of official address and residential address
  • I ratio I ratio
  • Latest salary slip IT return for last three financial years
  • Form 16, latest bank statement duly certified by the employer


 Punjab National Bank Personal Loan 2023 Verification Process

  • After forwarding the online personal loan application to PNB Bank, a bank representative will call you to schedule a meeting to collect the documents.
  • Once your documents are submitted to the bank, they will be verified.
  • Once verification is done, you will receive a call from the bank confirming your loan amount, interest rate and repayment period.
  • If you agree to all the conditions of  PNB Bank, the loan amount will be transferred to your account.

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